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Privacy Policy

SECTION 1 – INTRODUCTION

n-Tier Financial Services LLC (“Company” or “We”) respects your privacy and we are committed to protecting it through our compliance with this policy.

This policy describes the types of information we may collect from you or that you may provide when you visit the website https://www.ntierfs.com/ (our “site”) and our practices for collecting, using, maintaining, protecting, and disclosing that information.

This policy applies to information we collect:

  • On this site.
  • In email, text, and other electronic messages between you and this site.
  • When you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this policy.

It does not apply to information collected by:

  • Us offline or through any other means, including on any other website operated by us or any third party; or
  • Any third party, including through any application or content that may link to or be accessible from the site.

Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use the site. By accessing or using this site, you agree to this privacy policy. This policy may change from time to time (see Changes to Our Privacy Policy). Your continued use of this site after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

SECTION 2 – INFORMATION WE COLLECT FROM YOU

We collect several types of information from and about users of our site, including information:

  • By which you may be personally identified, such as name, postal address, e-mail address, telephone number, etc. (“personal information”);
  • That is about you but individually does not identify you; and/or
  • About your internet connection, the equipment you use to access our site, and usage details.
 

We collect this information from multiple sources, including:

  • Directly from you when you provide it to us to access white papers, when contacting us or requesting that we contact you, or by sending us a message through the site’s “how can we help?” feature;
  • From third parties, for example, our business partners; and/or
 

Automatically as you navigate through the site through Google Analytics. Information collected automatically may include usage details, IP addresses, and information collected through cookies. We do not directly use cookies, but we use Google Analytics for aggregated, anonymized website traffic analysis. In order to track your session usage, Google Analytics uses cookies, but does not store or track identifiable information like email, phone number, name, etc. We may also send Google Analytics your IP Address.

 

We have listed the cookies used in connection with Google Analytics here so you that you can choose if you want to opt-out of cookies or not. However, refusing to accept browser cookies may result in you being unable to access certain parts of our site. Unless you have adjusted your browser setting so that it will refuse cookies, cookies may be issued by Google when you direct your browser to our site.

We use information that we collect about you or that you provide to us, including any personal information:

 

  • To present our site and its contents to you;
  • To provide you with information, products, or services that you request from us;
  • To fulfill any other purpose for which you provide it;
  • To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection;
  • To notify you about changes to our site or any products or services we offer or provide though it;
  • In any other way we may describe when you provide the information; and/or
  • For any other purpose with your consent.
 

We may disclose aggregated information about our users without restriction.

We may disclose personal information that we collect or you provide as described in this privacy policy:

  • To our subsidiaries and affiliates;
  • To contractors, service providers, and other third parties we use to support our business;
  • To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by us about our site users is among the assets transferred;
  • To fulfill the purpose for which you provide it;
  • For any other purpose disclosed by us when you provide the information; and/or
  • With your consent.
 

We may also disclose your personal information:

  • To comply with any court order, law, or legal process, including to respond to any government or regulatory request;
  • To enforce or apply our terms of use and other agreements, including for billing and collection purposes;
  • If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of us, our customers, or others.
 

We do not control Google Analytics’ or any other third parties’ collection or use of your information to serve interest-based advertising. However these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative (“NAI”) on the NAI’s website.

California residents may have additional personal information rights and choices. Please see Your California Privacy Rights for more information.

SECTION 3 – CONSENT

When you provide us with personal information for a specific purpose, we imply that you consent to our collecting it and using it for that specific reason only.

If we ask for your personal information for a secondary reason, like marketing, we will either ask you directly for your expressed consent, or provide you with an opportunity to say no.
If after you opt-in, you change your mind, you may withdraw your consent for us to contact you, for the continued collection, use or disclosure of your information, at anytime, by contacting us at policies@ntierfs.com or mailing us at:

n-Tier Financial Services LLC
Attn: Chief Privacy Officer
381 Park Avenue South #713
New York, New York 10016

Consent to contact you via email can be withdrawn by clicking on the “unsubscribe” link in our emails to you or by contacting us at policies@ntierfs.com.

SECTION 4 – SECURITY


To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed.

The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our site, you are responsible for keeping this password confidential. We ask you not to share your password with anyone

Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our site. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the site.

SECTION 5 – AGE OF CONSENT

 

Our site is not intended for children under 16 years of age. No one under age 16 may provide any information to the site. We do not knowingly collect personal information from children under 16. If you are under 16, do not use or provide any information on this site or provide any information about yourself to us or our marketing partners, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 16, we will delete that information. If you believe we might have any information from or about a child under 16, please contact us at policies@ntierfs.com.


By using this site, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.

SECTION 6 – CHANGES TO THIS PRIVACY POLICY

We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the site.

You are responsible for periodically visiting our site and this privacy policy to check for any changes.

SECTION 7 – YOUR CALIFORNIA PRIVACY RIGHTS

If you are a California resident, California law may provide you with additional rights regarding our use of your personal information.

As stated in Section 2, we use Google Analytics for aggregated, anonymized website traffic analysis, which includes data from California residents. In order to track your session usage, Google Analytics uses cookies (identified in Section 2), but does not collect or store identifiable information like email, phone number, name, etc. We may also send Google Analytics your IP Address. This allows us to improve the user experience and determine the effectiveness of our site.

If you would like to request access to any browsing information we have, or ask us to delete any Google Analytics data, please mail your request to:

n-Tier Financial Services LLC
Attn: Chief Privacy Officer
381 Park Avenue South #713
New York, New York 10016
 
Alternatively, you can email the request to us at the following email address: policies@ntierfs.com.

All requests sent by mail or email must include your request that n-Tier fs provide or delete your personal data, your email address, your full name, and your state of residence. n-Tier fs will investigate and appropriately respond to your request. 

SECTION 8 – CONTACT INFORMATION

To ask questions or comment about this privacy policy and our privacy practices, contact us at:

n-Tier Financial Services LLC
Attn: Chief Privacy Officer
381 Park Avenue South #713
New York, New York 10016